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    Business Insurance Articles

    Public Liability Insurance Claims: What to Expect and How to Prepare
    Public Liability Insurance Claims: What to Expect and How to Prepare
    Public liability insurance is a type of insurance policy that provides coverage for businesses and individuals against claims made by third parties for injuries or damages sustained while on their property or as a result of their activities. - read more
     Why Every Business Needs Public Liability Insurance
     Why Every Business Needs Public Liability Insurance
    Welcome to our comprehensive guide on public liability insurance. If you run a business, you've probably heard this term thrown around quite often. But what exactly is public liability insurance? - read more
    How Public Liability Insurance Can Save Your Business During a Crisis
    How Public Liability Insurance Can Save Your Business During a Crisis
    Public liability insurance is designed to protect your business from financial loss if you are found liable for causing injury or property damage to a third party. This type of insurance covers legal costs and any compensation claims that might arise from accidents or incidents involving your business operations. - read more
    The Cost of Safety: How Much Public Liability Insurance Does Your Australian Business Need?
    The Cost of Safety: How Much Public Liability Insurance Does Your Australian Business Need?
    As a business operating in Australia, understanding the ins and outs of public liability insurance is not just recommended, it's essential. This type of insurance serves as a safeguard, protecting your business against the financial repercussions of lawsuits and claims arising from third-party injuries or property damage due to your business operations. In a world where one unintended mishap can lead to costly legal battles, public liability insurance stands as your first line of defense. - read more
    Decoding Public Liability Insurance: Is It a Must-Have for Your Australian Startup?
    Decoding Public Liability Insurance: Is It a Must-Have for Your Australian Startup?
    Public liability insurance is an integral safety net designed to protect businesses from the financial risks associated with lawsuits or claims. It provides coverage when a business is found legally responsible for personal injury to a third party or damage to their property. This form of insurance can significantly reduce the burden of legal fees, compensation claims, and other associated costs that may arise from unforeseen incidents. - read more

    Insurance News

    CHU Strata Index Uncovers Critical Maintenance Shortfalls in Australian Strata Properties
    CHU Strata Index Uncovers Critical Maintenance Shortfalls in Australian Strata Properties
    27 Mar 2026: Paige Estritori
    CHU, Australia's largest strata insurance underwriting agency, has unveiled the inaugural CHU Strata Index, a comprehensive study examining the attitudes, perceptions, and behaviours of strata property owners across the nation. The research sheds light on significant maintenance gaps that could pose future risks to the integrity and safety of strata communities. - read more
    Navigating Premium Hikes and Cybersecurity Risks in Australia's Insurance Sector
    Navigating Premium Hikes and Cybersecurity Risks in Australia's Insurance Sector
    27 Mar 2026: Paige Estritori
    In 2026, Australia's insurance industry is confronting significant challenges, notably the affordability of premiums and the escalating threat of cyber incidents. These issues are prompting insurers to reassess their strategies to maintain profitability and customer trust. - read more
    Bridging the Gap: Enhancing AI and Cyber Risk Management in Australian Insurance
    Bridging the Gap: Enhancing AI and Cyber Risk Management in Australian Insurance
    27 Mar 2026: Paige Estritori
    Recent research indicates that Australian insurers are trailing their global counterparts in preparedness for artificial intelligence (AI) and cyber risks. This gap poses significant challenges as the industry faces rapid technological advancements and increasing cyber threats. - read more
    Streamlining Compliance: Australian Insurance Brokers Seek Regulatory Relief
    Streamlining Compliance: Australian Insurance Brokers Seek Regulatory Relief
    27 Mar 2026: Paige Estritori
    Australia's insurance broking sector is advocating for regulatory simplification to alleviate the growing compliance burdens that impact operational efficiency and client service. The National Insurance Brokers Association (NIBA) has welcomed the Australian Securities and Investments Commission's (ASIC) 'Regulatory Simplification' report, which acknowledges the challenges posed by the current regulatory framework. - read more
    Australian Insurers Tackle Premium Affordability Challenges
    Australian Insurers Tackle Premium Affordability Challenges
    27 Mar 2026: Paige Estritori
    In 2026, Australian insurers are prioritising premium affordability and insurability as key concerns, driven by escalating claims costs, climate-related losses, and technological advancements in fraud. According to Gallagher Bassett's 2026 global claims study, 22% of Australian insurance leaders identified premium affordability as their top challenge. This reflects the combined impact of claims inflation, macroeconomic conditions, regulatory costs, and increased catastrophe exposures on pricing and underwriting. - read more

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    Knowledgebase
    Liability Insurance:
    Insurance that provides protection from claims arising from injuries or damage to other people or property