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    Business Insurance Articles

     Why Every Business Needs Public Liability Insurance
     Why Every Business Needs Public Liability Insurance
    Welcome to our comprehensive guide on public liability insurance. If you run a business, you've probably heard this term thrown around quite often. But what exactly is public liability insurance? - read more
    Public Liability Insurance Claims: What to Expect and How to Prepare
    Public Liability Insurance Claims: What to Expect and How to Prepare
    Public liability insurance is a type of insurance policy that provides coverage for businesses and individuals against claims made by third parties for injuries or damages sustained while on their property or as a result of their activities. - read more
    Understanding the Role of Public Liability Insurance in Business Disaster Planning
    Understanding the Role of Public Liability Insurance in Business Disaster Planning
    For Australian business owners, planning for unforeseen disasters is not just prudent; it's an essential aspect of sustaining operations amidst challenges. Recognizing the importance of comprehensive strategies, including robust insurance cover, can make all the difference in business longevity and legal protection. As we navigate the complexities of running a business, it's imperative to have a safeguard against mishaps that could otherwise jeopardize our hard-earned success. - read more
    5 Tips for Reducing Your Liability Insurance Premiums in Australia
    5 Tips for Reducing Your Liability Insurance Premiums in Australia
    Liability insurance is a crucial form of protection that offers coverage against claims resulting from injuries and damage to people or property. Within the bustling landscape of Australian businesses, possessing this form of insurance is key to financial security and continuity. It acts as a safety net, ensuring businesses can manage risks without bearing the full brunt of potentially costly legal claims. - read more
    Insurance Essentials: Protecting Your Small Business with Public Liability Coverage
    Insurance Essentials: Protecting Your Small Business with Public Liability Coverage
    Running a small business in Australia comes with its own set of challenges and risks. One crucial aspect that should never be overlooked is insurance, particularly public liability insurance. The reason is simple: it offers essential protection against claims of property damage or personal injury caused by your business operations. - read more

    Insurance News

    Strengthening Agricultural Insurance: Rural Affinity and Munich Re's Renewed Partnership
    Strengthening Agricultural Insurance: Rural Affinity and Munich Re's Renewed Partnership
    10 Feb 2026: Paige Estritori
    Rural Affinity has renewed its partnership with Munich Re Specialty - Global Markets under a new five-year agreement, continuing a collaboration that began in 2006. This renewed alliance aims to support Rural Affinity's efforts to expand its agricultural insurance offerings across Australia and introduce new products leveraging technology and innovation. - read more
    AFCA Mandates Insurer Payout for Engine Overheating Incident
    AFCA Mandates Insurer Payout for Engine Overheating Incident
    10 Feb 2026: Paige Estritori
    The Australian Financial Complaints Authority (AFCA) has recently ruled in favour of a truck owner whose insurance claim was initially denied following an engine overheating incident. This decision underscores the complexities surrounding insurance claims related to driver negligence and mechanical failures. - read more
    AFCA Supports Insurer in Truck Theft Claim Denial
    AFCA Supports Insurer in Truck Theft Claim Denial
    10 Feb 2026: Paige Estritori
    The Australian Financial Complaints Authority (AFCA) has recently upheld an insurer's decision to deny a truck theft claim, citing misrepresentation of the insured's insurance history. This ruling highlights the critical importance of accurate disclosure when obtaining insurance coverage. - read more
    AFCA Sides with Freight Company in Dangerous Goods Disclosure Case
    AFCA Sides with Freight Company in Dangerous Goods Disclosure Case
    10 Feb 2026: Paige Estritori
    The Australian Financial Complaints Authority (AFCA) has recently ruled in favour of a freight company in a dispute over the disclosure of transporting dangerous goods. This decision provides valuable insights into the obligations of transport companies regarding insurance disclosures. - read more
    Australian Insurers Falling Behind in Risk Preparedness
    Australian Insurers Falling Behind in Risk Preparedness
    10 Feb 2026: Paige Estritori
    Recent findings from PwC's Insurance Banana Skins Survey highlight a concerning trend: Australian insurers are trailing their global counterparts in risk preparedness. The survey, which gathered insights from 698 insurance executives across 42 territories, indicates that Australian insurers scored 6.6% lower on the Preparedness Index compared to the global average. - read more

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    Insurable Interest:
    A financial or other kind of interest in the insured item or person, necessary for a valid insurance contract.