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    Business Insurance Articles

    Is Your Business Fully Protected? Top Signs It’s Time to Renew Your Liability Insurance
    Is Your Business Fully Protected? Top Signs It’s Time to Renew Your Liability Insurance
    As a business owner, one of your top priorities is safeguarding your enterprise from unforeseen events that could lead to financial liabilities. Liability insurance is the cornerstone of this protection, offering a safety net against claims that could otherwise derail your business's financial stability. However, it's not just about having insurance; it's crucial to ensure your coverage is current and adequate for your evolving business requirements. - read more
    Common Myths About Public Liability Insurance Debunked
    Common Myths About Public Liability Insurance Debunked
    Today, we're diving into the world of public liability insurance, a crucial topic for anyone running a small business or working as a self-employed professional in Australia. - read more
    Proven Strategies for Slashing Your Business Liability Insurance Costs
    Proven Strategies for Slashing Your Business Liability Insurance Costs
    Welcome to our comprehensive guide on public liability insurance, an essential safeguard for businesses across Australia. Navigating the complexities of liability insurance can be a daunting task for many business owners, but it’s a critical component of your business protection plan. If incidents such as accidents or property damage occur, liability insurance is the barrier that stands between your business and financial calamity. - read more
    Understanding the Key Factors Influencing Your Liability Insurance Premiums
    Understanding the Key Factors Influencing Your Liability Insurance Premiums
    Liability insurance is a form of coverage that protects businesses against claims resulting from injuries and damage to people or property. It provides crucial peace of mind, ensuring that your business is shielded from potentially devastating financial losses due to lawsuits or claims against it. - read more
    Decoding Public Liability Insurance: Is It a Must-Have for Your Australian Startup?
    Decoding Public Liability Insurance: Is It a Must-Have for Your Australian Startup?
    Public liability insurance is an integral safety net designed to protect businesses from the financial risks associated with lawsuits or claims. It provides coverage when a business is found legally responsible for personal injury to a third party or damage to their property. This form of insurance can significantly reduce the burden of legal fees, compensation claims, and other associated costs that may arise from unforeseen incidents. - read more

    Insurance News

    New Draft Insurance Code Puts Motor Claim Delays in Focus
    New Draft Insurance Code Puts Motor Claim Delays in Focus
    25 Jun 2026: Paige Estritori
    Australia’s general insurance sector is facing a proposed step-up in accountability, with the Insurance Council of Australia opening consultation on a new draft General Insurance Code of Practice on 24 June 2026. For truck owners, small fleet operators and transport businesses, the most relevant shift is not just the wording of the code, but the possibility that parts of it could become contractually enforceable for the first time, subject to ASIC approval. - read more
    Income Protection Demand Rises as Australians Revisit Personal Cover
    Income Protection Demand Rises as Australians Revisit Personal Cover
    24 Jun 2026: Paige Estritori
    New market data points to a meaningful lift in Australians taking out individual income protection insurance, suggesting more households are reassessing how they would manage financially if illness or injury interrupted their pay. - read more
    Claims Delays Put Life Insurance Service Standards in Focus
    Claims Delays Put Life Insurance Service Standards in Focus
    24 Jun 2026: Paige Estritori
    A recent sanction against an unnamed life insurer has put claims handling back under the spotlight, particularly for Australians who rely on personal insurance as a financial safety net. The Life Insurance Code Compliance Committee found that the insurer failed to request required information from claimants at the earliest available opportunity, contributing to significant delays for some customers waiting on claim decisions. - read more
    Draft Insurance Code Puts Claims Standards Back in Focus
    Draft Insurance Code Puts Claims Standards Back in Focus
    24 Jun 2026: Paige Estritori
    The Insurance Council of Australia has released a draft General Insurance Code of Practice for feedback, marking a significant step in the industry’s push to strengthen customer protections. Released on 24 June 2026, the draft is open for consultation until 21 July 2026 and is designed to make key obligations legally enforceable through insurance contracts. - read more
    New Crane Cover Highlights the Insurance Gap for High-Risk Trades
    New Crane Cover Highlights the Insurance Gap for High-Risk Trades
    24 Jun 2026: Paige Estritori
    A new specialist insurance product for Australian crane and rigging operators is a timely reminder that not every business fits neatly into a standard policy box. ARTes Specialty, working with wholesale provider Mobius Insurance, has launched an integrated crane and rigging policy for the local market, adding to its earlier Australian offerings for commercial loggers and contractors’ plant and equipment. - read more

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    Knowledgebase
    Term Life Insurance:
    A life insurance that provides a cover for a specific period of time - usually one to five years or until the insured reaches age 65 or 70.