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    Business Insurance Articles

    Public Liability Insurance Claims: What to Expect and How to Prepare
    Public Liability Insurance Claims: What to Expect and How to Prepare
    Public liability insurance is a type of insurance policy that provides coverage for businesses and individuals against claims made by third parties for injuries or damages sustained while on their property or as a result of their activities. - read more
    Common Myths About Public Liability Insurance Debunked
    Common Myths About Public Liability Insurance Debunked
    Today, we're diving into the world of public liability insurance, a crucial topic for anyone running a small business or working as a self-employed professional in Australia. - read more
    Q&A: Common Questions Australian Business Owners Have About Public Liability Insurance
    Q&A: Common Questions Australian Business Owners Have About Public Liability Insurance
    Public liability insurance is a crucial aspect of managing risk for businesses in Australia. This type of insurance covers costs associated with claims made against a business for property damage or personal injury caused during business operations. - read more
    Understanding Liability Insurance: A Must-Read for Australian Business Owners
    Understanding Liability Insurance: A Must-Read for Australian Business Owners
    As a business owner in Australia, navigating the complexities of insurance is crucial to safeguard your enterprise against unforeseen events. Liability insurance emerges as a cornerstone of a sound risk management plan, protecting you financially when held responsible for accidents, injuries or negligence. Its importance cannot be understated, as it serves not only to defend your business assets but also to ensure peace of mind in a climate of continually evolving liabilities. - read more
     Why Every Business Needs Public Liability Insurance
     Why Every Business Needs Public Liability Insurance
    Welcome to our comprehensive guide on public liability insurance. If you run a business, you've probably heard this term thrown around quite often. But what exactly is public liability insurance? - read more

    Insurance News

    PSC Move Signals Stronger Competition in Transport Insurance Broking
    PSC Move Signals Stronger Competition in Transport Insurance Broking
    07 Jul 2026: Paige Estritori
    PSC Insurance Brokers’ investment in MA Insurance Brokers is a timely reminder that specialist transport insurance advice is becoming increasingly valuable in a tighter, more complex market. The deal, announced in late June 2026, sees MA begin operating as PSC Transport Insurance Brokers, while founders Barry Mathison and Mariann Illyes retain an equity stake and continue leading the business as managing principals. - read more
    QBE’s Trade Pack Change Puts Renewals in Focus for Tradies
    QBE’s Trade Pack Change Puts Renewals in Focus for Tradies
    07 Jul 2026: Paige Estritori
    QBE’s decision to stop offering its standalone office and trade pack products from July 2026 is a timely reminder for Australian tradies to treat every renewal as more than a simple rollover. The insurer is moving customers towards a standard business cover structure, with existing trade pack policyholders expected to be offered the replacement product at renewal from October 2026. - read more
    Road User Charging Reform: What It Could Mean for Truck Operators
    Road User Charging Reform: What It Could Mean for Truck Operators
    06 Jul 2026: Paige Estritori
    Road user charging is moving from policy theory to a more serious industry conversation, with a new ITS Australia survey pointing to growing support for replacing fuel excise with a distance-based funding model. For transport operators, this is not just a tax discussion. It could change how fleets calculate running costs, compare vehicle types and plan margins on long-term freight contracts. - read more
    Stolen Tools Ruling Shows Why Policy Limits Matter
    Stolen Tools Ruling Shows Why Policy Limits Matter
    06 Jul 2026: Paige Estritori
    A recent Australian Financial Complaints Authority decision is a timely warning for trade businesses that rely on tools, trailers and mobile equipment every day. The dispute centred on a business that had tools and a trailer stolen from a worksite, then challenged the insurer’s payout after discovering the claim was limited by the portable items section of the policy. - read more
    Adviser Levy Pressure Puts PI Reform Back in Focus
    Adviser Levy Pressure Puts PI Reform Back in Focus
    06 Jul 2026: Paige Estritori
    The Financial Advice Association Australia has renewed pressure on the Federal Government to limit Compensation Scheme of Last Resort costs for financial advisers, arguing the profession should not carry more than $20 million in total levy exposure while adviser numbers remain under strain. - read more

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    Knowledgebase
    Trauma Insurance:
    An insurance that pays a lump-sum amount on the diagnosis of one of several critical illnesses or events