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    Business Insurance Articles

    Understanding the Key Factors Influencing Your Liability Insurance Premiums
    Understanding the Key Factors Influencing Your Liability Insurance Premiums
    Liability insurance is a form of coverage that protects businesses against claims resulting from injuries and damage to people or property. It provides crucial peace of mind, ensuring that your business is shielded from potentially devastating financial losses due to lawsuits or claims against it. - read more
    Public Liability Insurance Claims: What to Expect and How to Prepare
    Public Liability Insurance Claims: What to Expect and How to Prepare
    Public liability insurance is a type of insurance policy that provides coverage for businesses and individuals against claims made by third parties for injuries or damages sustained while on their property or as a result of their activities. - read more
    Understanding the Role of Public Liability Insurance in Business Disaster Planning
    Understanding the Role of Public Liability Insurance in Business Disaster Planning
    For Australian business owners, planning for unforeseen disasters is not just prudent; it's an essential aspect of sustaining operations amidst challenges. Recognizing the importance of comprehensive strategies, including robust insurance cover, can make all the difference in business longevity and legal protection. As we navigate the complexities of running a business, it's imperative to have a safeguard against mishaps that could otherwise jeopardize our hard-earned success. - read more
     Why Every Business Needs Public Liability Insurance
     Why Every Business Needs Public Liability Insurance
    Welcome to our comprehensive guide on public liability insurance. If you run a business, you've probably heard this term thrown around quite often. But what exactly is public liability insurance? - read more
    Decoding Public Liability Insurance: Is It a Must-Have for Your Australian Startup?
    Decoding Public Liability Insurance: Is It a Must-Have for Your Australian Startup?
    Public liability insurance is an integral safety net designed to protect businesses from the financial risks associated with lawsuits or claims. It provides coverage when a business is found legally responsible for personal injury to a third party or damage to their property. This form of insurance can significantly reduce the burden of legal fees, compensation claims, and other associated costs that may arise from unforeseen incidents. - read more

    Insurance News

    Tasmanian Government Overhauls TasInsure Strategy
    Tasmanian Government Overhauls TasInsure Strategy
    22 May 2026: Paige Estritori
    The Tasmanian government has announced a significant shift in its approach to the TasInsure initiative, moving away from establishing a state-owned insurance company to creating a not-for-profit statutory authority aimed at overseeing and supporting the insurance ecosystem. This decision marks a departure from the government's 2025 election promise to offer affordable insurance directly to Tasmanians through a state-owned entity. - read more
    Soft Market Conditions Persist in Australian Commercial Insurance
    Soft Market Conditions Persist in Australian Commercial Insurance
    22 May 2026: Paige Estritori
    The Australian commercial insurance market has maintained its soft conditions through the first half of 2026, characterized by competitive pricing and increased underwriting capacity across various lines. This trend offers favorable conditions for policyholders, including landlords and property investors seeking comprehensive coverage at more affordable rates. - read more
    Allianz Announces Further Reductions in Broker Commissions
    Allianz Announces Further Reductions in Broker Commissions
    22 May 2026: Paige Estritori
    Allianz has announced a further reduction in broker commissions for its home and landlord insurance products, aiming to maintain the sustainability of its portfolio amidst increasing claims costs and heightened natural catastrophe activity. Effective from July 1, 2026, the maximum commission rate payable to brokers will decrease from 17.5% to 15%, with a subsequent reduction to 12.5% scheduled for July 1, 2027. - read more
    CHU Introduces Cyber Coverage in Strata Insurance Policies
    CHU Introduces Cyber Coverage in Strata Insurance Policies
    22 May 2026: Paige Estritori
    In a significant move to address the evolving risks faced by strata communities, CHU Underwriting Agencies has incorporated cyber protection into its residential strata insurance policies. This enhancement provides coverage of up to $50,000 for losses resulting from social engineering fraud, a type of cybercrime where perpetrators impersonate trusted contacts to manipulate payment instructions. - read more
    QBE Introduces Comprehensive Add-Ons to Landlord Insurance Policies
    QBE Introduces Comprehensive Add-Ons to Landlord Insurance Policies
    22 May 2026: Paige Estritori
    QBE Insurance has unveiled significant enhancements to its commercial landlord insurance offerings, introducing a suite of optional add-ons designed to provide more comprehensive protection for property owners. These strategic enhancements aim to equip brokers with additional tools to better serve their clients in a competitive market. - read more

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