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    Business Insurance Articles

    Understanding Liability Insurance: A Must-Read for Australian Business Owners
    Understanding Liability Insurance: A Must-Read for Australian Business Owners
    As a business owner in Australia, navigating the complexities of insurance is crucial to safeguard your enterprise against unforeseen events. Liability insurance emerges as a cornerstone of a sound risk management plan, protecting you financially when held responsible for accidents, injuries or negligence. Its importance cannot be understated, as it serves not only to defend your business assets but also to ensure peace of mind in a climate of continually evolving liabilities. - read more
    Understanding The Costs: How Much Does Public Liability Insurance Typically Cost?
    Understanding The Costs: How Much Does Public Liability Insurance Typically Cost?
    Public liability insurance is a crucial form of protection for both businesses and individuals, safeguarding them against potential claims for personal injury or property damage that occur as a result of their operations or services. In an increasingly litigious society, having this coverage can mean the difference between staying afloat financially and facing business closure due to unexpected claims. - read more
    The Smart Business Approach: How to Effectively Compare Public Liability Insurance Rates
    The Smart Business Approach: How to Effectively Compare Public Liability Insurance Rates
    Running a business comes with inherent financial risks. Whether you own a small café or a large construction company, unforeseen incidents can lead to significant financial losses. - read more
    Key Benefits of Comparing Public Liability Insurance Rates for Australian Businesses
    Key Benefits of Comparing Public Liability Insurance Rates for Australian Businesses
    As an Australian business owner, you face numerous financial risks daily. Accidents can happen at any time, whether it's a slip and fall on your premises or damage caused by your products or services. These incidents can lead to costly legal actions that may put significant strain on your business finances. - read more
    Common Myths About Public Liability Insurance Debunked
    Common Myths About Public Liability Insurance Debunked
    Today, we're diving into the world of public liability insurance, a crucial topic for anyone running a small business or working as a self-employed professional in Australia. - read more

    Insurance News

    Significant Increase in Health Insurance Premiums Anticipated for 2026
    Significant Increase in Health Insurance Premiums Anticipated for 2026
    21 Jan 2026: Paige Estritori
    Health insurance premiums are set to experience a substantial increase in 2026, with projections indicating a global rise of 10.3%. This marks the third consecutive year of significant hikes, following increases of 10% in 2025 and 9.5% in 2024. These figures are highlighted in WTW's 2026 Global Medical Trends report, underscoring the persistent inflationary pressures affecting insurers and employer-sponsored health plans worldwide. - read more
    Private Health Insurers Under Scrutiny for Profits Amid Rising Premiums
    Private Health Insurers Under Scrutiny for Profits Amid Rising Premiums
    21 Jan 2026: Paige Estritori
    Recent analyses have brought to light significant concerns regarding the profit margins of private health insurers in Australia, especially in the context of rising premiums. The Australia Institute has highlighted that major insurers are reporting substantial profits while simultaneously increasing premiums, a situation that has sparked criticism and calls for greater transparency within the industry. - read more
    Health Minister Puts Private Health Insurers on Notice Over Pricing Practices
    Health Minister Puts Private Health Insurers on Notice Over Pricing Practices
    21 Jan 2026: Paige Estritori
    Health Minister Mark Butler has issued a stern warning to private health insurers in Australia, cautioning them against employing underhanded tactics to increase premiums. This comes in response to findings from the Commonwealth Ombudsman, which revealed that some insurers have been closing old policies and introducing more expensive new ones, effectively circumventing regulatory limits on premium hikes. - read more
    AUSactive Unveils Comprehensive Insurance Solution for Fitness Professionals
    AUSactive Unveils Comprehensive Insurance Solution for Fitness Professionals
    21 Jan 2026: Paige Estritori
    AUSactive, Australia's leading body for the exercise and active health sector, has announced the launch of a new insurance product tailored specifically for fitness professionals. This initiative, developed in collaboration with global insurance broker Marsh, aims to provide enhanced protection while offering lower premiums compared to existing market options. - read more
    Health Insurers to Include Natural Therapies in Coverage from 2026
    Health Insurers to Include Natural Therapies in Coverage from 2026
    21 Jan 2026: Paige Estritori
    In a significant policy shift, Australian health insurers will begin offering rebates for a range of natural therapies, including Yoga, Pilates, Tai Chi, Shiatsu, Naturopathy, Western herbal medicine, and the Alexander Technique, starting early 2026. This change follows legislative amendments allowing these therapies to be covered under private health insurance for the treatment of health conditions or as part of health management programs. - read more

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    Knowledgebase
    Insurance broker:
    An agent acting on behalf of the insured (not the insurance company) who negotiates the terms and cover provided by the insurer in the insurance policy.