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    Business Insurance Articles

    Reducing Your Risks: Public Liability Coverage Tips for Trade Professionals
    Reducing Your Risks: Public Liability Coverage Tips for Trade Professionals
    For tradesmen and trade professionals, venturing into the world of business comes with its set of challenges and risks. Among the myriad of precautions to consider, one critical safeguard stands out for its ability to protect both the tradesperson and their clients: Public Liability Insurance. This form of coverage is not just a safety net; it is a cornerstone of a responsible business practice within the trade industry. - read more
    How Public Liability Insurance Can Save Your Business During a Crisis
    How Public Liability Insurance Can Save Your Business During a Crisis
    Public liability insurance is designed to protect your business from financial loss if you are found liable for causing injury or property damage to a third party. This type of insurance covers legal costs and any compensation claims that might arise from accidents or incidents involving your business operations. - read more
    The Cost of Safety: How Much Public Liability Insurance Does Your Australian Business Need?
    The Cost of Safety: How Much Public Liability Insurance Does Your Australian Business Need?
    As a business operating in Australia, understanding the ins and outs of public liability insurance is not just recommended, it's essential. This type of insurance serves as a safeguard, protecting your business against the financial repercussions of lawsuits and claims arising from third-party injuries or property damage due to your business operations. In a world where one unintended mishap can lead to costly legal battles, public liability insurance stands as your first line of defense. - read more
    Key Benefits of Comparing Public Liability Insurance Rates for Australian Businesses
    Key Benefits of Comparing Public Liability Insurance Rates for Australian Businesses
    As an Australian business owner, you face numerous financial risks daily. Accidents can happen at any time, whether it's a slip and fall on your premises or damage caused by your products or services. These incidents can lead to costly legal actions that may put significant strain on your business finances. - read more
    The Importance of Public Liability Insurance in the Australian Labour Hire Industry
    The Importance of Public Liability Insurance in the Australian Labour Hire Industry
    The Australian labour hire industry has seen a significant rise in recent years, and with this growth, comes new and unique risks that companies in this industry must be prepared to navigate. One such risk is the potential for accidents or damages to occur in the workplace, which is where public liability insurance comes in. This article will explore the definition of public liability insurance and why it is so important for labour hire companies in Australia. - read more

    Insurance News

    Steadfast Group Under Scrutiny for Alleged Misleading Practices
    Steadfast Group Under Scrutiny for Alleged Misleading Practices
    24 Jan 2026: Paige Estritori
    Steadfast Group, Australia's largest general insurance broker network, has recently come under scrutiny following allegations of misleading clients through undisclosed financial arrangements. These claims have prompted the company to suspend trading on the Australian Stock Exchange, leading to a significant decline in its share price. - read more
    Netstrata Clients Uncover Excessive Insurance Brokerage Fees
    Netstrata Clients Uncover Excessive Insurance Brokerage Fees
    24 Jan 2026: Paige Estritori
    Recent developments have brought to light concerns regarding the insurance practices of Netstrata, a prominent strata management firm in Australia. Clients have reported the sudden appearance of past insurance invoices in their online portals, revealing brokerage fees significantly higher than industry norms. - read more
    ICA Calls for Reforms to Victoria's Strata Laws Amid Rising Insurance Costs
    ICA Calls for Reforms to Victoria's Strata Laws Amid Rising Insurance Costs
    24 Jan 2026: Paige Estritori
    The Insurance Council of Australia (ICA) has called for significant reforms to Victoria's strata legislation, highlighting that poor governance and deferred maintenance are leading to increased insurance premiums for the one in five Victorians residing in strata-titled properties. In a submission to the Expert Panel Review of the Owners Corporations Act 2006, the ICA emphasized that building defects are costing Australians an estimated $1. - read more
    Allianz Partners Highlights Risks of Travelling Uninsured
    Allianz Partners Highlights Risks of Travelling Uninsured
    23 Jan 2026: Paige Estritori
    Recent research conducted by the Insurance Council of Australia (ICA) and the Department of Foreign Affairs and Trade (DFAT) has unveiled a concerning trend: approximately 14% of Australian travellers embark on international journeys without any form of travel insurance. This statistic has prompted Allianz Partners to urge Australians to reconsider the importance of securing adequate coverage before travelling abroad. - read more
    Surge in Medical Claims Among Australian Travellers Highlights Importance of Comprehensive Insurance
    Surge in Medical Claims Among Australian Travellers Highlights Importance of Comprehensive Insurance
    23 Jan 2026: Paige Estritori
    In 2024, medical incidents emerged as the leading cause of travel insurance claims among Australian travellers, accounting for more than 40% of all claims handled by nib Travel. This trend underscores the critical importance of securing comprehensive travel insurance to mitigate the financial risks associated with medical emergencies abroad. - read more

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    Knowledgebase
    Umbrella Policy:
    An additional insurance policy that provides extra liability coverage beyond the limits of the insured's primary policies.