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    Business Insurance Articles

    Public Liability Insurance Claims: What to Expect and How to Prepare
    Public Liability Insurance Claims: What to Expect and How to Prepare
    Public liability insurance is a type of insurance policy that provides coverage for businesses and individuals against claims made by third parties for injuries or damages sustained while on their property or as a result of their activities. - read more
    The Smart Business Approach: How to Effectively Compare Public Liability Insurance Rates
    The Smart Business Approach: How to Effectively Compare Public Liability Insurance Rates
    Running a business comes with inherent financial risks. Whether you own a small café or a large construction company, unforeseen incidents can lead to significant financial losses. - read more
    Insurance Essentials: Protecting Your Small Business with Public Liability Coverage
    Insurance Essentials: Protecting Your Small Business with Public Liability Coverage
    Running a small business in Australia comes with its own set of challenges and risks. One crucial aspect that should never be overlooked is insurance, particularly public liability insurance. The reason is simple: it offers essential protection against claims of property damage or personal injury caused by your business operations. - read more
    Understanding the Key Factors Influencing Your Liability Insurance Premiums
    Understanding the Key Factors Influencing Your Liability Insurance Premiums
    Liability insurance is a form of coverage that protects businesses against claims resulting from injuries and damage to people or property. It provides crucial peace of mind, ensuring that your business is shielded from potentially devastating financial losses due to lawsuits or claims against it. - read more
    Q&A: Common Questions Australian Business Owners Have About Public Liability Insurance
    Q&A: Common Questions Australian Business Owners Have About Public Liability Insurance
    Public liability insurance is a crucial aspect of managing risk for businesses in Australia. This type of insurance covers costs associated with claims made against a business for property damage or personal injury caused during business operations. - read more

    Insurance News

    TAL's Health Sense Plus Now Covers Income Protection Policies
    TAL's Health Sense Plus Now Covers Income Protection Policies
    11 Feb 2026: Paige Estritori
    In a strategic move to make life insurance more relevant to younger Australians, TAL has expanded its Health Sense Plus program to encompass income protection policies. This initiative allows advisers to offer clients enhanced value through a straightforward preventative health engagement. - read more
    AFCA's Ruling: Home-Based Waxing Salon Deemed a Business
    AFCA's Ruling: Home-Based Waxing Salon Deemed a Business
    11 Feb 2026: Paige Estritori
    The Australian Financial Complaints Authority (AFCA) recently ruled that a home-based waxing salon constitutes a business, not merely a hobby. This decision has significant implications for beauticians managing home-based operations, particularly concerning insurance disclosures and compliance. - read more
    Insurers Push for Overhaul of Civil Liability Laws Amid Rising Premiums
    Insurers Push for Overhaul of Civil Liability Laws Amid Rising Premiums
    11 Feb 2026: Paige Estritori
    The Insurance Council of Australia (ICA) has recently called for comprehensive reforms to state and territory civil liability laws, citing significant increases in public liability insurance premiums. This development is particularly relevant for beauticians and small business owners in the beauty industry, who are experiencing escalating insurance costs. - read more
    Cosmetic Injectables Industry Booms Amid Safety Concerns
    Cosmetic Injectables Industry Booms Amid Safety Concerns
    11 Feb 2026: Paige Estritori
    The cosmetic injectables industry in Australia has experienced significant growth, with the market valued at $4.1 billion in 2023 and projected to grow by 19.3% annually until 2030. This surge reflects increasing consumer demand for non-surgical cosmetic procedures, including anti-wrinkle injections and dermal fillers. - read more
    Escalating Insurance Costs Pose Challenges for Small Builders
    Escalating Insurance Costs Pose Challenges for Small Builders
    11 Feb 2026: Paige Estritori
    Recent findings from the Housing Industry Association (HIA) reveal that a significant majority of small and medium-sized builders in Australia are grappling with the escalating costs of insurance premiums. In a comprehensive survey, 72% of respondents identified rising insurance expenses as the primary pressure point affecting their businesses. This concern surpasses other operational challenges such as planning approvals, skilled labour shortages, and compliance with building codes. - read more

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    Knowledgebase
    Public Liability Insurance:
    A very broad term for insurance covering liability exposures for individuals and business owners. It provides broad coverage, generally including all exposures for property damage and bodily injury.