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    Business Insurance Articles

    Public Liability Insurance for Events: What Organizers Need to Consider
    Public Liability Insurance for Events: What Organizers Need to Consider
    Public liability insurance is a type of coverage designed to protect businesses and individuals from the financial fallout associated with claims for injury or damage caused to third parties. It is particularly crucial for event organizers, who are responsible for ensuring the safety and security of attendees, vendors, and participants. - read more
    Is Your Business Fully Protected? Top Signs It’s Time to Renew Your Liability Insurance
    Is Your Business Fully Protected? Top Signs It’s Time to Renew Your Liability Insurance
    As a business owner, one of your top priorities is safeguarding your enterprise from unforeseen events that could lead to financial liabilities. Liability insurance is the cornerstone of this protection, offering a safety net against claims that could otherwise derail your business's financial stability. However, it's not just about having insurance; it's crucial to ensure your coverage is current and adequate for your evolving business requirements. - read more
    The Cost of Safety: How Much Public Liability Insurance Does Your Australian Business Need?
    The Cost of Safety: How Much Public Liability Insurance Does Your Australian Business Need?
    As a business operating in Australia, understanding the ins and outs of public liability insurance is not just recommended, it's essential. This type of insurance serves as a safeguard, protecting your business against the financial repercussions of lawsuits and claims arising from third-party injuries or property damage due to your business operations. In a world where one unintended mishap can lead to costly legal battles, public liability insurance stands as your first line of defense. - read more
    The Importance of Public Liability Insurance in the Australian Labour Hire Industry
    The Importance of Public Liability Insurance in the Australian Labour Hire Industry
    The Australian labour hire industry has seen a significant rise in recent years, and with this growth, comes new and unique risks that companies in this industry must be prepared to navigate. One such risk is the potential for accidents or damages to occur in the workplace, which is where public liability insurance comes in. This article will explore the definition of public liability insurance and why it is so important for labour hire companies in Australia. - read more
    Proven Strategies for Slashing Your Business Liability Insurance Costs
    Proven Strategies for Slashing Your Business Liability Insurance Costs
    Welcome to our comprehensive guide on public liability insurance, an essential safeguard for businesses across Australia. Navigating the complexities of liability insurance can be a daunting task for many business owners, but it’s a critical component of your business protection plan. If incidents such as accidents or property damage occur, liability insurance is the barrier that stands between your business and financial calamity. - read more

    Insurance News

    AFCA Upholds Policyholder's Income Protection Benefits Against Zurich
    AFCA Upholds Policyholder's Income Protection Benefits Against Zurich
    12 Feb 2026: Paige Estritori
    The Australian Financial Complaints Authority (AFCA) has recently ruled against Zurich Insurance, instructing the insurer to maintain the current income protection benefits for a policyholder after an 11-year delay in proposing a reduction. This decision underscores the critical importance of timely and transparent communication between insurers and their clients. - read more
    Neos Recognized as Leading Income Protection Insurer in 2025
    Neos Recognized as Leading Income Protection Insurer in 2025
    12 Feb 2026: Paige Estritori
    In the 2025 Life Insurance Awards presented by Money Magazine, Neos has been honored as the top provider in the Income Protection Insurance category. This accolade reflects Neos's commitment to delivering comprehensive and reliable income protection solutions to Australians. - read more
    Northern Australian Marinas Struggle with Rising Insurance Costs
    Northern Australian Marinas Struggle with Rising Insurance Costs
    12 Feb 2026: Paige Estritori
    Marina operators in Northern Australia are confronting a significant crisis as insurance premiums escalate dramatically, with some experiencing increases exceeding 300% over recent years. This surge in costs is placing immense financial strain on the industry, prompting urgent calls for government intervention. - read more
    GT Insurance Provides Flexible Solutions Amid Global Trade Shifts
    GT Insurance Provides Flexible Solutions Amid Global Trade Shifts
    12 Feb 2026: Paige Estritori
    As global trade dynamics undergo significant shifts, GT Insurance is reaffirming its commitment to supporting marine clients navigating these challenges. The recent imposition of US tariffs—25% on Australian steel and aluminium, and 10% on other exported goods—has introduced new uncertainties for local exporters, particularly in sectors like beef and bulk freight. These tariffs, effective from April 5, 2025, have prompted concerns about declining export volumes and reduced freight margins. - read more
    Business NSW Advocates for Urgent Insurance Reforms to Alleviate Rising Premiums
    Business NSW Advocates for Urgent Insurance Reforms to Alleviate Rising Premiums
    12 Feb 2026: Paige Estritori
    Business NSW, the leading business advocacy group in New South Wales, has raised alarms over the escalating insurance premiums that are placing significant financial strain on businesses across the state. Recent findings from their Business Conditions Survey reveal that nearly 80% of businesses have encountered double-digit increases in insurance costs over the past year, with one in three reporting hikes of 30% or more. These surges starkly contrast with the annual inflation rate of 2. - read more

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    Insurable Interest:
    A financial or other kind of interest in the insured item or person, necessary for a valid insurance contract.