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    Business Insurance Articles

    5 Tips for Reducing Your Liability Insurance Premiums in Australia
    5 Tips for Reducing Your Liability Insurance Premiums in Australia
    Liability insurance is a crucial form of protection that offers coverage against claims resulting from injuries and damage to people or property. Within the bustling landscape of Australian businesses, possessing this form of insurance is key to financial security and continuity. It acts as a safety net, ensuring businesses can manage risks without bearing the full brunt of potentially costly legal claims. - read more
    Proven Strategies for Slashing Your Business Liability Insurance Costs
    Proven Strategies for Slashing Your Business Liability Insurance Costs
    Welcome to our comprehensive guide on public liability insurance, an essential safeguard for businesses across Australia. Navigating the complexities of liability insurance can be a daunting task for many business owners, but it’s a critical component of your business protection plan. If incidents such as accidents or property damage occur, liability insurance is the barrier that stands between your business and financial calamity. - read more
    Public Liability Insurance for Events: What Organizers Need to Consider
    Public Liability Insurance for Events: What Organizers Need to Consider
    Public liability insurance is a type of coverage designed to protect businesses and individuals from the financial fallout associated with claims for injury or damage caused to third parties. It is particularly crucial for event organizers, who are responsible for ensuring the safety and security of attendees, vendors, and participants. - read more
    The Importance of Public Liability Insurance in the Australian Labour Hire Industry
    The Importance of Public Liability Insurance in the Australian Labour Hire Industry
    The Australian labour hire industry has seen a significant rise in recent years, and with this growth, comes new and unique risks that companies in this industry must be prepared to navigate. One such risk is the potential for accidents or damages to occur in the workplace, which is where public liability insurance comes in. This article will explore the definition of public liability insurance and why it is so important for labour hire companies in Australia. - read more
    How Public Liability Insurance Can Save Your Business During a Crisis
    How Public Liability Insurance Can Save Your Business During a Crisis
    Public liability insurance is designed to protect your business from financial loss if you are found liable for causing injury or property damage to a third party. This type of insurance covers legal costs and any compensation claims that might arise from accidents or incidents involving your business operations. - read more

    Insurance News

    Australian Life Insurers Report Significant Profit Increase in June 2025 Quarter
    Australian Life Insurers Report Significant Profit Increase in June 2025 Quarter
    26 Dec 2025: Paige Estritori
    The Australian life insurance sector has reported a substantial after-tax profit of $360 million for the June 2025 quarter, marking a significant increase from the $116 million recorded in the same period the previous year. This impressive growth is primarily attributed to a sharp rise in investment income and improved underwriting performance across key product lines. - read more
    Rising Mental Health Claims Impact Australian Life Insurance Industry
    Rising Mental Health Claims Impact Australian Life Insurance Industry
    26 Dec 2025: Paige Estritori
    The Australian life insurance industry is witnessing a significant surge in mental health-related claims, reflecting broader societal challenges and increasing awareness of mental health issues. AIA Australia, a leading life insurer, has reported that mental health claims now account for 23% of its total claims, up from 15% in 2014. This trend underscores the growing prevalence of mental health conditions and their impact on individuals' ability to work and maintain financial stability. - read more
    Decline in Australian Life and Income Protection Insurance Premiums
    Decline in Australian Life and Income Protection Insurance Premiums
    26 Dec 2025: Paige Estritori
    Recent data indicates a notable decline in life and income protection insurance premiums across Australia, providing consumers with more affordable coverage options. According to the latest Direct Life Insurance Report from Rainmaker Information, direct life premiums have decreased by 7% since 2024. Similarly, direct income protection premiums have seen significant reductions, with average premiums for waiting periods of 30 days and 90 days decreasing by 12% and 13%, respectively. - read more
    Club Marine Marks 65 Years of Leadership in Australian Boating Insurance
    Club Marine Marks 65 Years of Leadership in Australian Boating Insurance
    26 Dec 2025: Paige Estritori
    Club Marine, Australia's largest recreational boat insurer, is celebrating its 65th anniversary in 2024. Since its founding in 1959 as Marine Hull & Liability, the company has grown from a small operation in Victoria to a nationwide provider of insurance services for the country's boating community. - read more
    IAG's Strategic Moves Propel Profit Forecast Upward
    IAG's Strategic Moves Propel Profit Forecast Upward
    26 Dec 2025: Paige Estritori
    Insurance Australia Group (IAG) has recently announced an optimistic upgrade to its financial guidance for the fiscal year 2026, projecting a 10% increase in gross written premium (GWP) and an insurance profit ranging between $1.55 billion and $1.75 billion. This positive outlook is largely attributed to strategic acquisitions and a focus on digital transformation. - read more

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    Claim Adjuster:
    An insurance professional who investigates and evaluates insurance claims to determine the amount the insurance company should pay.