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    Business Insurance Articles

    Public Liability Insurance Claims: What to Expect and How to Prepare
    Public Liability Insurance Claims: What to Expect and How to Prepare
    Public liability insurance is a type of insurance policy that provides coverage for businesses and individuals against claims made by third parties for injuries or damages sustained while on their property or as a result of their activities. - read more
    Is Your Business Fully Protected? Top Signs It’s Time to Renew Your Liability Insurance
    Is Your Business Fully Protected? Top Signs It’s Time to Renew Your Liability Insurance
    As a business owner, one of your top priorities is safeguarding your enterprise from unforeseen events that could lead to financial liabilities. Liability insurance is the cornerstone of this protection, offering a safety net against claims that could otherwise derail your business's financial stability. However, it's not just about having insurance; it's crucial to ensure your coverage is current and adequate for your evolving business requirements. - read more
    Understanding the Key Factors Influencing Your Liability Insurance Premiums
    Understanding the Key Factors Influencing Your Liability Insurance Premiums
    Liability insurance is a form of coverage that protects businesses against claims resulting from injuries and damage to people or property. It provides crucial peace of mind, ensuring that your business is shielded from potentially devastating financial losses due to lawsuits or claims against it. - read more
     Why Every Business Needs Public Liability Insurance
     Why Every Business Needs Public Liability Insurance
    Welcome to our comprehensive guide on public liability insurance. If you run a business, you've probably heard this term thrown around quite often. But what exactly is public liability insurance? - read more
    5 Tips for Reducing Your Liability Insurance Premiums in Australia
    5 Tips for Reducing Your Liability Insurance Premiums in Australia
    Liability insurance is a crucial form of protection that offers coverage against claims resulting from injuries and damage to people or property. Within the bustling landscape of Australian businesses, possessing this form of insurance is key to financial security and continuity. It acts as a safety net, ensuring businesses can manage risks without bearing the full brunt of potentially costly legal claims. - read more

    Insurance News

    PSC Move Signals Stronger Competition in Transport Insurance Broking
    PSC Move Signals Stronger Competition in Transport Insurance Broking
    07 Jul 2026: Paige Estritori
    PSC Insurance Brokers’ investment in MA Insurance Brokers is a timely reminder that specialist transport insurance advice is becoming increasingly valuable in a tighter, more complex market. The deal, announced in late June 2026, sees MA begin operating as PSC Transport Insurance Brokers, while founders Barry Mathison and Mariann Illyes retain an equity stake and continue leading the business as managing principals. - read more
    QBE’s Trade Pack Change Puts Renewals in Focus for Tradies
    QBE’s Trade Pack Change Puts Renewals in Focus for Tradies
    07 Jul 2026: Paige Estritori
    QBE’s decision to stop offering its standalone office and trade pack products from July 2026 is a timely reminder for Australian tradies to treat every renewal as more than a simple rollover. The insurer is moving customers towards a standard business cover structure, with existing trade pack policyholders expected to be offered the replacement product at renewal from October 2026. - read more
    Road User Charging Reform: What It Could Mean for Truck Operators
    Road User Charging Reform: What It Could Mean for Truck Operators
    06 Jul 2026: Paige Estritori
    Road user charging is moving from policy theory to a more serious industry conversation, with a new ITS Australia survey pointing to growing support for replacing fuel excise with a distance-based funding model. For transport operators, this is not just a tax discussion. It could change how fleets calculate running costs, compare vehicle types and plan margins on long-term freight contracts. - read more
    Stolen Tools Ruling Shows Why Policy Limits Matter
    Stolen Tools Ruling Shows Why Policy Limits Matter
    06 Jul 2026: Paige Estritori
    A recent Australian Financial Complaints Authority decision is a timely warning for trade businesses that rely on tools, trailers and mobile equipment every day. The dispute centred on a business that had tools and a trailer stolen from a worksite, then challenged the insurer’s payout after discovering the claim was limited by the portable items section of the policy. - read more
    Adviser Levy Pressure Puts PI Reform Back in Focus
    Adviser Levy Pressure Puts PI Reform Back in Focus
    06 Jul 2026: Paige Estritori
    The Financial Advice Association Australia has renewed pressure on the Federal Government to limit Compensation Scheme of Last Resort costs for financial advisers, arguing the profession should not carry more than $20 million in total levy exposure while adviser numbers remain under strain. - read more

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    Insurance coverage that pays for the additional living expenses if your home is uninhabitable due to a covered loss.